Cost guide · Updated for 2026

What It Costs to Build a House in Central Florida

Building a new single-family home in Central Florida with Brightview costs $269,990 to $588,990 depending on the plan and the county, before land and site work. The same house costs $29,000 more in Osceola County than in Flagler County — the difference is impact and tap fees, not construction.

$269,990
Lowest county
$298,990
Highest county
$29,000
Fee spread
8
Counties compared
★ The short answer

Building a new single-family home in Central Florida with Brightview costs $269,990 to $588,990 depending on the plan and the county, before land and site work. The same house costs $29,000 more in Osceola County than in Flagler County — the difference is impact and tap fees, not construction.

★ County by county

What impact fees add, by county

Every county charges impact and tap fees on a new home, and they are not close to equal. This is what each one adds to the same 1,665 sq ft plan, and what our full plan range costs there — fees included, land and site work excluded.

CountyFees added to our smallest planHome fromHome to
Flagler County$0$269,990$559,990
Brevard County$1,000$270,990$560,990
Seminole County$4,000$273,990$564,990
Volusia County$5,000$274,990$566,490
Lake County$8,000$277,990$568,490
Polk County$9,000$278,990$568,990
Orange County$15,000$284,990$580,990
Osceola County$29,000$298,990$588,990

Figures are Brightview's own published pricing as of this page's last update, for our plan set on a standard lot. They are not a substitute for a written quote on your specific parcel — fee schedules change, and cities inside a county can add their own.

★ What else moves the number

The costs that sit outside the plan price

  • Land. Anywhere from $40,000 for an infill lot in DeLand to well past $200,000 in Winter Park. It is the single biggest variable.
  • Site work. Clearing, fill, grading, driveway and drainage. A flat cleared lot and a wooded lot with a grade change are not the same job.
  • Septic vs sewer. A septic system and drainfield is a real line item; a utility tap is a different one. Which one you have is decided by the parcel, not the plan.
  • Coastal wind and flood. Near-coast parcels in Volusia, Brevard and Flagler carry higher wind-load design and sometimes flood-zone construction. Inland Lake and Polk lots do not.
  • Selections. Our contract carries written allowances. Going above them is your call, priced before you make it.
  • Impact fees. Already included in every price on this page — which is not the industry norm, so compare carefully.
★ Questions people actually ask

Straight answers

How much does it cost to build a house in Central Florida?+

With Brightview, $269,990 to $588,990 depending on the floor plan and the county, with impact fees included and before land and site work. The plans run 1,665 to 3,479 sq ft.

Which Central Florida county is cheapest to build in?+

Of the eight counties Brightview builds in, Flagler County is the least expensive — it carries no impact-fee adder in our pricing — and Osceola County is the most expensive, about $29,000 more for the same house.

Are impact fees included in a builder's price?+

Usually not. Most builders quote a base price and bill impact and tap fees separately at permit, which is how a quote that looked competitive gains five figures. Brightview publishes prices with each county's fees already inside them.

Is it cheaper to build or to buy an existing home in Florida?+

Buying is often cheaper per square foot; building gets you a new roof, new mechanicals, current code and a warranty — which matters in Florida, where insurers price older roofs harshly. The honest answer depends on the specific house you'd otherwise buy.

How much does land cost in Central Florida?+

Infill lots start around $40,000–$70,000 in markets like DeLand, Deltona, Palm Bay and Poinciana, and run well past $200,000 in Winter Park, Baldwin Park and near-water parcels. Land is the widest variable in the whole budget.

How long does it take to build a house in Central Florida?+

Roughly 7–9 months of construction after permit for a production plan, plus 6–12 weeks of permitting depending on the jurisdiction. Custom work adds design and engineering time ahead of both.

What is a scatter-lot or infill build?+

It is new construction on an individual lot rather than inside a master-planned subdivision. It is how you get a brand-new house on an established street with mature trees, instead of 30 minutes further out.

Talk to a builder, not a call center

Send us an address or a question. We answer with real numbers — what it costs, what your parcel allows, and how long it takes.